Most Popular Health Insurance Companies

There are hundreds of private health insurance companies in the UK. This is a list of the most popular ones and the proportion of the market they hold.

1. 42% Bupa
2. 24.5% AXA PPP Healthcare
3. 10% Norwich Union Healthcare
4. 7.5% Standard Life Healthcare
5. 3% WPA
6. 2% PruHealth
7. 8% Other

Each company has a selection of policies and these vary in the levels of cover that they provide. They vary in cost depending on what level of cover they provide. It is important to read health insurance policy documents very carefully so that you choose the right one for you. If you should become ill and find that you are not covered to the level that you need it may be very distressing for you and your family.

Some variations in health insurance policies:

-The amount of cover you receive - this is measured in monetary terms
-The type of cover you receive - whether psychiatric and alternative treatments are included
-The amount of excess you have to pay
-How long you have to wait - some policies are less expensive if you take the six-week option. If you are prepared to wait for up to six weeks to have NHS treatment and then go privately only if your waiting time is over this, then you can save up to 10% on your premiums.