3) Hospital Lists: Part 2
Part 2
This is the second part of a blog which compares health insurance companies' hospital lists.
Standard Life
Standard Life have several choices.
UK Countrywide list
This gives you access to most private hospitals across the UK including several London ones and NHS private patient units.
Countrywide London upgrade
This upgrade gives you an additional seven of the more expensive and prestigious Central London hospitals, including Harley Street Clinic, Portland Hospital for Women and Children, and the Princess Grace Hospital.
Extended London upgrade
With this option you have access to three extra Central London Hospitals – Hospital of St. John and St. Elizabeth, Bupa Cromwell Hospital and The London Clinic.
Guided Option hospital list
This option gives you a 15% saving. This list contains hospitals from the Spire, BMI, Ramsay and Nuffield group. The GP refers patients to a hospital and then the hospital arranges an appropriate consultant.
WPA
WPA hospitals are separated into regions and postal districts. Depending on which plan you take out with them you may have different 'Scales of Cover' which means you have limited choices for some plans. You can choose to go to a hospital which is out of your scale of cover and then pay the extra costs yourself.
Scale 1: All hospitals. London and Provincial and scale 2 and 3 hospitals
Scale 2): All Scale 2 and Scale 3 hospitals
Scale 3): All Scale 3 hospitals
Very thorough information about the different hospitals available is given on their website.
A very interesting disclaimer which is attached to their information about the hospitals they work with:
"Please note by recognising providers of healthcare WPA is not providing any warranty or guarantee of the standard of care provided to patients, which is subject to a direct contract between the patient and the provider."
PruHealth
PruHealth have three hospital lists for you to choose from. You can add any of these when you choose your health insurance policy:
National - cover at all PruHealth private hospitals outside of London
London - cover at all PruHealth private national and London hospitals
Premier - cover at all PruHealth private national, London and premier hospitals
This is the second part of a blog which compares health insurance companies' hospital lists.
Standard Life
Standard Life have several choices.
UK Countrywide list
This gives you access to most private hospitals across the UK including several London ones and NHS private patient units.
Countrywide London upgrade
This upgrade gives you an additional seven of the more expensive and prestigious Central London hospitals, including Harley Street Clinic, Portland Hospital for Women and Children, and the Princess Grace Hospital.
Extended London upgrade
With this option you have access to three extra Central London Hospitals – Hospital of St. John and St. Elizabeth, Bupa Cromwell Hospital and The London Clinic.
Guided Option hospital list
This option gives you a 15% saving. This list contains hospitals from the Spire, BMI, Ramsay and Nuffield group. The GP refers patients to a hospital and then the hospital arranges an appropriate consultant.
WPA
WPA hospitals are separated into regions and postal districts. Depending on which plan you take out with them you may have different 'Scales of Cover' which means you have limited choices for some plans. You can choose to go to a hospital which is out of your scale of cover and then pay the extra costs yourself.
Scale 1: All hospitals. London and Provincial and scale 2 and 3 hospitals
Scale 2): All Scale 2 and Scale 3 hospitals
Scale 3): All Scale 3 hospitals
Very thorough information about the different hospitals available is given on their website.
A very interesting disclaimer which is attached to their information about the hospitals they work with:
"Please note by recognising providers of healthcare WPA is not providing any warranty or guarantee of the standard of care provided to patients, which is subject to a direct contract between the patient and the provider."
PruHealth
PruHealth have three hospital lists for you to choose from. You can add any of these when you choose your health insurance policy:
National - cover at all PruHealth private hospitals outside of London
London - cover at all PruHealth private national and London hospitals
Premier - cover at all PruHealth private national, London and premier hospitals
Labels: health insurance
posted by Insurance News at
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